It's All About The Benjamins!

"WEDDLEARN"...INSPIRE, LEARN AND GROW!  Teleseries this Thursday, June 24th, 2010 at 7pm - 8pm EST.  Learn first hand how to manage your finances and plan for a successful life starting with the first day of marriage.

 Featured in the "Wedding Wellness Series", BB&G has partnered with Denver based Dr. Taffy Wagner, nationally recognized financial expert and money & marriage advocate. Together, they will launch a series of seminars addressing financial issues ranging from who does the money belong to, financial fiascoes and more for couples prior to saying "I Do".  Dr/ Wagner will discuss with couples the importance of laying a financial foundation before and during their marriage. 

Thursday, June 24, 2010 7pm - 8pm EST

Register for this event:  

Best Financial Tips With Dr. Taffy

Event Info 
Register today or sign in on Thursday evening, June 24th, 2010 7pm EST
Call in number: 218.936.4141 (Midwest)
Participant Access Code 2837582 

To view presentation:

http://www.freeconference.com/SharePlusConnect.aspx?E=ac80804a2fcbe71a2a6a5db50d5e5f93&B=8937710&CV=1

 

Sponsored by:

National BBA.com

 

 
Financial guidance for the Christian wife dealing with money and marriage issues. 

I'd love to hear what you have to say.

Financial Intimacy

Financial Intimacy by Jacquette Timmons

Your sweetheart is a real catch. He/she loves you, all your quirks, and that funny little wrinkle on your chin. Awwwww how sweet, but will you show your sweet your bank statement or even give them your bank pin number. OK wait a minute, I know, you don't know how sweet your sweetie really is.

Do you have Financial Intimacy? I bet you don't, but if you are not completely honest you may be headed down the line for divorce. The #1 REASON FOR DIVORCE in America is Financial issues. So all that planning of the most wonderful day in the world goes done the drain.

Get on the right track with Financial Intimacy. Author and financial advisor Jacquette Timmons will have an open conversation about love, money, and intimacy at her book signing.

Wednesday October 21, 2009
7:00pm to 9:00pm
at the Tea Lounge
837 Union Street (between 6th/7th Ave)
Brooklyn NY
212.807.9599


The Tea Lounge

Money Makeover

You've heard the nursery rhyme Peter Peter Pumpkin Eater. Well this fellow had a wife and couldn't keep her (LOOSER). But, wait he finds unusual housing, he keeps her in a pumpkin (Cheapskate). This may be a nursery rhyme, but just consider if he was honest with his affection for squash and lack of financial security at least she would have had a choice.
Pumpkin or brick and mortar.

Finances are big part of todays challenges. How do we keep it so we can buy as much pumpkin as we want. The event below helps you to begin to make better financial decisions.
Save the date and invite your friends to this FREE event.

You are invited to
The Money Makeover Event
Thursday March 26th
5:30pm to 8:30 pm

Hosted by
Gail Marquis

Financial Advisor
Element Financial Group
340 Madison Ave
New York, NY 10017
18th floor
212.878.1766
gailmarquis@finsvcs.com

Bring the entire entire bridal party, in-laws, siblings, colleges and of course pumpkin loving fiance's.
Refreshments will be served, maybe even pumpkin pie.

See you Thursday but please
RSVP by Monday March 23rd
718.388.2055
cabcomp@aol.com

Matrimonial Money Matters

How to Fold a Christmas Money Tree

"It's the most wonderful time of the year", makes you want to scream "Shut up Johnnie, Shut up, please make it stop". This year you've got the added bonus of layoffs, loss of holiday bonuses, and you are planning your wedding. Which means checking your list to see who has been naughty or nice. These are tough times.

Although there are dark and sad financial predictions for the future, this is a great opportunity to take hold of your finances, make some smart money decisions as an individual and as a couple. Couples talk, fight, or break up over money more than any other subject. Without even prying into your partners bank account try being observant. How do they shop? Do they spend more to impress? How many credit cards do they have? List shopper or is it all in their head? If you like or don't like the answers the best thing to do is sit down, have a conversation and make a great financial plan. What's even better to do is sit with a financial planner who will look at the big picture and help you make decisions that create a bright future instead of holding onto the fear of a cent less future.

For advice on financial planning contact:

Gail A Marquis
Vice President
Element Financial Group
340 Madison Ave. 18th Floor
New York, NY 10017
T. 212.878.1766
gailmarquis@finsvcs.com

The Financial Wedding Shower

At the hieght of planning for your wedding, it can get a little scary. You will begin to ask yourself several questions.

• Will there be enough money to pay all the vendors?



• How much money will we get from our family and friends?



• I wonder if he makes as much money as he says he does?



• Why does she have so many shoes and can't she do her own nails.



• Maybe we can serve jello instead of cake, why is it $10 a slice (as you sip your mocha chino latte grande whatever)



• I wonder how much we will get if we do that dollar dance.



• Why can't her mother pay for her own dress?



• Why does the wedding have to be so big?

Pay the preacher, why do we have to pay the preacher. Isn't he serving God when he marries us. Can't God pay him, *#!?!!

These questions may wake you up at night accompanied by sweats and shakes. Financial concerns are a real threat to a happy marriage. It is the number one cause for divorce in this country.
On September 20th 2007 MetLife put couples on the right track at the Financial Wedding Shower. If you missed it here are some high lights and pictures of the event.

Robin Vetere and Dwight Raighford led the shower with a healthy discussion about money. Often there is a lack of communication. One spouse overspends, the other obsesses. No one is on the same page and each spouse begins to resent the other.

Some couples are on the same page and fill their life up with stuff. The problem is that stuff includes dept. Big screen TV's, fancy cars, living out of your price range is foolish. It also puts your integrity in jeopardy because you are living a lie.

Robin and Dwight go one on one with a couple

Ignorance is bliss, NOT. Work hard to put your finances on the right track. The Financial Wedding Shower was created so couples can ask the right questions of each other. Dwight says, people are more willing to talk about their sex life then their money. For what ever reason, money, how much you make, what you owe, and having dept, comes under the heading of
NUN YA (none of your business)

After the seminar the couples toasted with Champagne and cupcakes.
Margo Lewis of Cake Bliss makes a presentation to the attendees

W Dwight Raiford, Financial Services Representative Financial Planner

Robin Vetere,Financial Services Representative

Make an appointment with both of these financial experts today.

646 227 5003


Don't wait for the I Do's.

Coming in 2008

Getting Married at Home

Buying a home now

contact

Lisa Miranda Yearwood J.D.: Associate Broker

718 393 8288

http://www.beautifulbronx.com/

and

Vlora Shala: Senior Loan Officer

866 474 7599

http://www.mortgageit.com/

Financial Wedding Shower 2007

Peter Peter Pumpkin Eater
Had A Wife and Couldn't Keep Her

See the problem? This man has spent all his money on pumpkin pie, pumpkin soup, pumpkin this that, anything pumpkin. He has no money to care for his wife, and to add insults to injury he finds a squash large enough to keep her in. The poem goes on and say "and there he kept her very well". WHAT!! There's more, this pumpkin eating fool had a second wife (I guess the first wife woke up), but he didn't love her, because he couldn't read or write! After learning his ABC's, Peter did love his wife very well. Now I am sick, both women married a man with a pumpkin fetish, was broke and illiterate. What in the world was so attractive about Peter?

I joke about this silly nursery rhyme but the truth is; most marriages end in divorce because of finances. Before you go down that aisle all dolled up, both of you must have a conversation about money.

This may be hard but there is help for you

MetLife

See Our Past Event

Invites you

To a Free Event

See they are saving you money right away.

The Financial Wedding Shower

September 20th

Free

Thursday, September 20th

6pm to 8pm

260 Madison Ave

10th Floor

New York

Please RSVP by

Friday, September 14th

Robin Vetere at (646)227-5003

rvetere@metlife.com

Champagne

and

Cake by Cake Bliss

will be served to toast your good fortune

Financial Wedding Shower

Below photo's by Macintosh Smith

If you missed our July event, with Met Life, don't worry we're doing it again

Setember 20th 2007. So save the date.

In July the Metlife experts W. Dwight Raiford, Financial Services Representative Financial Planner,
Herve Thenor-Louis, CLU, ChFC Financial Services Representative Financial Planner
Robin Vetere, Financial Services Representative led couples in a spirited dicussion about their future financial life.

Subjects covered:
Financial planning
The planning process
Your priority and goals
Benefits of financial planning
Organizing yourself
Personal balance sheet
Increasing your net worth
Income and expense statement
Impact of inflation
Impact of taxes
Real Rate of Return (RRR)


Summary:
Financial planning is a process, not a product. The Met Life experts are on hand to get you through the uncomfortable patches. This event is a must for a successful marriage. Determine where you are today and where you want to be in the future. Get organized with a personal statement of net worth and income and expense statement. Increase your net worth through new savings, paying down debt, and realizing appreciation on your assets. Invest discretionary cash flow systematically for the future. Take into account both inflation and taxes.

Also we had great vendors that participated:
Cassandra Bromfield’s Company gave all guest a disc
Khamit Kinks gave us great samples of Anu’s Body Butter and Golden Blossom Hair Oil
Heavenly Crumbs gave a taste of her Fabulous cake with a filling of passion fruit
Edible Arrangements of 105th St. in N.Y. (Phone: 212-665-8800 ) knocked us out with some chocolate covered strawberries.
Beauloni Style had a great coupon

That’s why you have got to come to these events

For more info from MetLife Call 646-227-5058 646-227-5003

To register for the next event Call 212 502 5277

The team at MetLife made this event memorable and our attendees left with sound financial advice.

Heart To Heart

By Lois Barrett

It’s a conversation that makes most people more uncomfortable than talking to their mother about their sex life. But according to Certified Financial Planner™ Sheila Jacobs it’s something that really has to be done.

“Couples need to have a conversation about financial matters,” Jacobs says. “And it needs to happen before the wedding, not after.”

But how do you bring up a matter that can be both delicate and, depending on how you’ve been handling your affairs, well...embarrassing?


Here are some tips from Jacobs on how to strike up what could, arguably, be the most important conversation of your marriage.

Set A Date

Treat this like you would any other important date. Discuss a time and place to meet with your future spouse, and once you’ve hammered out the details--ink the appointment into your datebook. (And no, it’s not okay to cancel, even if you get cold feet.)

Before The Big Day

Jacobs advises that each partner take stock of their own financial situation, prior to the meeting. “Organize all of your financial documents and get a clear sense of what you own versus owe,” says Jacobs.

Putting It All On The Table

According to Jacobs you should think like a business person. “Your household is like your own little corporation, you have to decide how you are going to run it,” she says.

One of your first steps should be taking a look at your cash flow—what’s coming in and what’s going out. And Jacobs advises that you use this time to make decisions about issues such as whether you’ll merge your debt or continue to handle it as individuals.

Hopes And Dreams

Do you want to buy a house, have children, start a college savings plan for those children? Whatever you decide, make sure your goals have time frames associated with them.

Once your goals are set, allocate your assets accordingly. For instance, if you and your intended decide you want to buy a house, put a concrete strategy in place to save for your down payment.

Jacobs advises that you break your savings plan down into monthly payments. “If a couple wants to save $30,000 for a down payment on a house in five years, they should make a commitment to save $500 a month for that time period,” she says.

In order to attain your goals, be prepared to compromise and sacrifice. Translation: You may have to give up your daily trips to Starbucks or your weekly manicures. “It’s no longer just about you, you’re part of a team now,” says Jacobs. “You have to weigh the sanctity of your vows against some of your more superficial needs.”

Philadelphia-based Certified Financial Planner™ Sheila Jacobs practices what she preaches, she had a heart-to-heart with her intended, several months before her wedding.

Sheila Jacobs can be reached at 215-860-5233